Because Covered California’s exchange is up and successfully running, the governing board decided last week that there should be no delays in implementing the Affordable Care Act (ACA).
That means that the vast majority of non grandfathered Anthem Blue Cross individual policies will be transitioned into new ACA-compliant plans starting Jan. 1, 2014. The only exception is a group of approximately 104,000 Anthem Blue Cross Life & Health Insurance Company members who did not receive a timely notification of their transition. Pursuant to an agreement with the California Department of Insurance, this group has the option to continue their current coverage through Feb. 28, 2014, at which time they will be transitioned into an ACA-compliant product.
The Exchange Board, in recognition that there has been confusion in the marketplace, did take a number of steps to make it easier for consumers to obtain coverage by Jan. 1, 2014, including:
- Extending the deadline for enrollment for coverage taking effect on Jan. 1, 2014, from Dec. 15, 2013, to Dec. 23, 2013, and extending the deadline for payments due from Dec. 26, 2013, to Jan. 5, 2014.
- Establishing a telephone hotline for consumers to resolve enrollment questions. The hotline, (855) 857-0445, will be available beginning Monday, Nov. 25.
- Sending information directly to nearly 1.13 million affected individuals that provides clear options for coverage. The information will be sent from Covered California and the individual’s current insurance provider.
- Collecting and reporting data, on a regular basis, showing the impacts of conversion for individuals.
- Engaging consumers in their communities through the thousands of Certified Insurance Agents, Certified Enrollment Counselors and Certified Educators now deployed statewide.
At Anthem Blue Cross, we have always focused on providing access to affordable, quality health care. That’s why we’ve assembled a network that includes world-class academic institutions like the University of California, and that’s why more Californians have selected Anthem’s individual insurance on the exchange (based on data released on Nov. 21) than any other insurer.
While other carriers have chosen to sit out the launch of the exchanges, Anthem Blue Cross has and will continue to be an essential player. The implementation of the ACA and open enrollment is an extraordinary opportunity for the uninsured and those who struggle to afford coverage — and transformational for our industry.
We look forward to continued collaboration with all of our partners, so that health care coverage works for all Californians.
This article applies to:
- Small Group, Large Group, and Individual (under 65)