Do You live in north County San Diego and need a Home Owners Insurance quote?

If you are in the market for home owners insurance and your homes value is $500,000 or more go ahead and click this Homeowners Quote Application to access our home owners insurance quote request form.

Contact us for assistance completing the form or call 858-481-1925.

Photo copy the completed form for your records and return to or call 858-481-1925 if you reside in San Diego and we will be happy to meet with you to complete it and pick it up.  We will work on your homeowners quote and contact you once it is complete or if we need additional information. Thank You! Eric B. Fuller




Chubb Masterpiece® Program Home Owners Insurance – North County San Diego

Eric  B. Fuller, Inc. now offers our clients access to the Chubb Masterpiece® Program. Our clients will benefit from Chubb’s unique approach to personal insurance that has set them apart from other carriers for well over a hundred years. Chubb’s Masterpiece® program offers your clients flexibility, pricing stability, choice and control. They have built a long-standing program, offering the gold standard of personal property and casualty insurance.

Ease of Doing Business

  •  Chubb service means speedy issuance of new policies, endorsements and renewals.
  •  Masterpiece® homeowners and valuable articles and automobile coverage may be packaged on one policy with one bill in most states;
  •  On-line access so customers can pay their bill and see their policy, appraisal, claim information and access a wealth of educational resources;
  •  Easy-to-read policy language

Masterpiece® Homeowners

  • Extended Replacement Cost coverage
  • 100% Rebuilding to Code
  • Generous “Special Limits” for Jewelry, Golf Carts, Silver/Silverware, Collectibles, Guns, etc.
  • Large loss deductible waiver means for a loss over $50,000, homeowners policy deductible does not apply
  • Identity Fraud coverage (limits dependent on state)
  • Kidnap Expense coverage (plus reward for information leading to arrest/conviction)
  • Cash-out option (policy limit…no ERC)
  • Deluxe (all-risk) and Standard Contents (named perils…10% discount vs. deluxe) options
  • Non-Profit D&O coverage included
  • Earthquake coverage available up to dwelling limit in select states (Mini, Basic)

Masterpiece® Valuable Articles

  • All risk coverage, includes earthquake and flood
  • Market value protection up to 150% of the itemized amount up to the category limit
  • Worldwide coverage and no exclusion for items in transit
  • Covers loss to valuable articles, such as water damage, even if the water damage was caused by wear and tear or gradual deterioration
  • No terrorism exclusion
  • Ability to itemize or blanket a wide range of items from wine to fine art
  • Change in temperature coverage included for wine
  • A loss to a Newly Acquired valuable article does not erode the Valuable Articles coverage limit
  • Competitive “in-vault” jewelry rates (3 removals per year allowed with advance notification)

Masterpiece® Personal and Excess Liability

  • Worldwide liability coverage with limits up to $50M (limits to $100M available on a non-admitted basis)
  • Coverage can apply to Trusts, LLCs, Estates
  • Includes coverage for Identity Fraud expenses and Kidnap expenses in most states
  • Employment Practices Liability Coverage protects against suits by domestic employees
  • House counsel and local attorneys we recommend have more than 30 years experience defending our customers against personal liability lawsuits and are selected based on their area of expertise. We do not require you to choose your attorney from panel counsel.

Masterpiece® Auto Preference®

  • Agreed value with deductible waiver, includes permanent electronics – TVs, DVDs, GPS etc.
  • Choice of Repair Facility
  • OEM parts
  • No depreciation deduction (with Agreed Value)
  • Worldwide liability – limits up to $10M
  • Worldwide rental car coverage with liability limits of $1mil or more (Underlying + Excess > $1mil)
  • Uninsured/Underinsured Motorists coverage – limits up to $10M
  • Loss of Use without a per day limit
  • Collector Vehicle Coverage available

Loss Prevention Services

  • Chubb appraisal professionals are trained in a variety of relevant fields including architectural and interior design, historic home preservation, security and fire safety evaluation and fine art management.
  • Appraisal Services provides customized loss prevention recommendations and helps estimate the home’s replacement cost
  • Masterpiece HomeScan helps customers identify problems in the home before they turn into potentially dangerous situations by using infrared thermography to detect moisture and electrical problems and even insulation problems.
  • Access to the Masterpiece Protection Network, a referral network of over 1,600 qualified providers specializing in home and contents-related services
  • Complimentary Identity Theft Resolution for all Chubb Homeowner and Automobile policyholders provided by Identity Theft 911TM
  • Chubb Property Manager complimentary pre- and post-hurricane assistance for Florida homeowners Water damage prevention services from Flo-Guard, Flo-Logic, and WaterCop (customers may be eligible for a premium credit

Collector Services

  • Including the download of information contained in a Masterpiece Valuable Articles policy
  • Collector Specialists provide guidance for storage and display of collectibles and help customers review their scheduled items
  • Complimentary Chubb Collectors Newsletter on collecting trend

Signature Suite Services

  • Complimentary personal security consultations which help assess the adequacy of alarm systems and susceptibility to identity fraud and other risks (RCS)
  • Complimentary personal staff employment practices website provides guidance in managing the risks associated with employing domestic staff (McCalmon Group)
  • Compliment Travel Security Assessment with customized recommendations to improve security (RCS)
  • Complimentary personal staff background checks and investigations [VIP only] (RCS)
  • A VIP Account Manager facilitates the underwriting, appraisal, claims and risk management needs of the individual [VIP only]
  • Signature PassportSM4 annual travel accident policy providing worldwide medical evacuation coverage, excess medical coverage, lost travel documents, and trip and baggage delay coverage (MedEx)

Eric B. Fuller, Inc.
CA Lic# 0D95539
562 Lomas Santa Fe Dr.
Solana Beach, CA 92075

Eric B. Fuller, CEO
Kelli A. Fletcher, President

Tel: 858-481-1925